Essential Legal Documents for Turning 18
Turning 18 is a thrilling milestone for both parents and children. It marks the transition into adulthood with new freedoms and responsibilities. However, this shift can also bring about legal challenges. One significant change is that parents and guardians no longer automatically have access to their child's medical, financial, and academic records. To continue offering support when necessary, it’s crucial for families to establish certain legal documents.
Medical Power of Attorney
A medical power of attorney is vital as it permits parents to make medical decisions on behalf of their adult child in case of illness or injury. This document is particularly important during emergencies, where legal barriers could otherwise lead to delays in critical care.
Durable Power of Attorney
This document allows parents or guardians to handle financial matters if their child is unable to do so. By having a durable power of attorney, families can ensure that bills are paid and financial decisions are made promptly, without unnecessary delays.
HIPAA Authorization
Without a HIPAA authorization, parents will not have access to their child's medical records or the ability to discuss health conditions with doctors. This document is essential for staying informed about your child's health and any required treatments, ensuring you can provide the necessary support.
FERPA Waiver
Under the Family Educational Rights and Privacy Act (FERPA), once a child turns 18, parents lose access to academic records unless granted permission. A FERPA waiver allows parents to assist with academic concerns, including grades, test results, and enrollment information, all of which can be crucial for guiding their child's educational journey.
It’s important to research and comply with the specific legal requirements in your state or jurisdiction, as these documents and their enforceability may vary. Consulting a legal professional can help ensure that these documents are set up correctly, providing peace of mind for you and your child as they step into adulthood.